[New professor special] 'May it be the process of finding the life you truly want and what you want to do.‘
- bizskk
- Hit490
- 2022-04-28
Our college of Business is strengthening its core values of education and research, and is striving to nurture talents for student success and future value creation. To this end, four new teachers were appointed in the first semester of the 2022 school year, their majors were marketing(1 person), business information(1 person), FinTech(1 person) and management(1 person), and they were invited to be teachers with excellent competence in each field. This time, we met Professor 'Lim Byeong-hwa' of <FinTech Major>, a new teacher who became a family member of business school, and listened to 'major research activities, majors, and future plans'
Q1. Hello, professor. Nice to meet you like this! Please introduce yourself
Hello, I'm Lim Byeong-hwa who joined the Fintech Convergence major of Business School from the first semester of 2022. I'm doing research in finance, but my career was a little different. I majored in financial mathematics in mathematical science at KAIST and worked at the Korea Economic Research Institute for about two years. After that, I worked for 9 and a half years at the Graduate School of Financial Engineering and the Faculty of Economics at Suwon University, and this year I moved to Sunkyunkwan University.
Q2. Please briefly introduce your major, and what made you choose your major?
My major is Finance/Fintech. We are doing research on individual or household consumption and investment choices, which are the demand side of asset prices. Specifically, we are conducting research to analyze the impact of budget constraints such as loan restrictions or consumption constraints such as minimum cost of living on economic activities such as consumption, investment, insurance(pension), labor, and retirement. Recently, we are conducting research on credit analysis using machine learning and blockchain-based financial ecosystem such as DeFi and NFT, which are decentralized finance.
Finance serves as a lubricant to economic growth, and its important is increasing with digital transformation. Households, businesses, and governments are all connected by finance, and financial markets at home and abroad are changing rapidly. This part was interesting to me, and I chose my major without difficulty.
Q3. Please tell us how you fell about starting anew at Sungkyunkwan University's business school and your future plans.
It's a great honor to be here with Sungkyunkwan University's Business School, which is moving toward a global leading university. I will continue to communicate with excellent students through major classes and do my best to foster the best talents in Korea. I will listen to the student's small voices and always show them thinking and acting from their perspective.
Q4. Please briefly introduce your class.
I am in charge of 'Blockchain and Financial Applications' and 'Data-driven Credit Modeling' in the Fintech Convergence Major, a general graduate school, and 'Investment Theory' at the undergraduate level. This semester, I am teaching 'Blockchain and Financial Applications' Based on the understanding of blockchain-based crypto-asset, including Bitcoin and Ethereum, it deals with how to utilize the financial aspect. Through practical exercises such as Bitcoin, DeFi, and NFT, we would like to experience cryptographic assets and explore the possibility of using them in the Fintech market in the future.
Q5. What is your research plan from now on?
In a big sense, we would like to conduct research for the development of financial markets and financial environment. Based on the research on financial activities of households including investment, insurance, pension, and loan constraints, we will continue to research to improve financial products and the financial environment. In addition, the role and importance of FinTech based on big data, artificial intelligence, blockchain, and information and communication technology are increasing. I would like to do research on digital innovation finance according to digital transformation. In particular, I am interested in blockchain-based financial services.
Q6. Please tell me about the ideal educator you think.
I've been an educator for nearly 10 years, but I don't think I've thought much about the ideal educator. Of course, it is important to effectively communicate knowledge to students, but more importantly, I think it is to motivate students. I think the ideal educator is the appearance of an assistant who helps students gain 200% of their abilities with confidence. And I think it's important to be a person who listens comfortably when they have concerns.
Q7. If you have anything you want to say to the students studying hard at Sungkyunkwan University's Business School!
Students of Sungkyunkwan University's Business School, it's so nice to meet you. Personally, when I think about my college life, I regret not having had more experience. I did a lot of club activities and spent a lot of time with my friends or seniors and juniors in the same department, but I think I couldn't get our of school in the end.
I think one of the most important things for students is to think about what to do after college. I'm sure there are people who have already decided on the answer and are studying hard and filling in the necessary parts. However, I think most of them still lack certainly about the future or have decided vaguely. You can feel like you're behind others, but it's so obvious now. The process of finding what you really want to do is just begging and I may never find it for the rest of my life.
I hope that college life will be a process of finding the life you really want and what you want to do. You can find it by taking major classes and studying hard or actively participating in school club activities, and experiences gained through overseas travel or outside activities can be helpful. And the friends, seniors, and professors who are next to you will be a great help to you for the rest of your life. I hope you have a meaningful college life day by day.